News

The ‘lock-in effect’ is making it harder to buy a home—even if mortgage rates fall
A growing number of homeowners say no rate would make them sell, making it even harder for buyers to find homes.
Will mortgage rates fall after the July Fed meeting? Here's what experts expect
Industry experts generally don't foresee meaningful mortgage rate drops right after the July Fed meeting. The reason behind that sentiment comes down to how mortgage rates work .
Mortgage Applications Today: Home Loan Demand Falls by 10% After Mortgage Interest Rates Rise
A rise in mortgage interest rates has led to a decline in people applying for home loans and homeowners refinancing.
Opinion
If interest rates fall, could the 3 per cent mortgage make a comeback?
The governor of the Bank of England has hinted at a cut in rates thanks to the government’s decision to tax jobs. James Moore shares the welcome news that mortgages will get cheaper – but adds a note
Weekly Mortgage Rates Rise as Tariffs’ Effects Emerge
The numbers for June came in pretty much as economists had predicted — a moderate increase from last month. The rate of inflation rose 0.3% from May to June, and was up 2.7% compared to June 2024. In other words, if it feels like everyday goods cost more, it's because many of them do.
Mortgage interest rates fall to over two year low in May
Irish mortgage interest rates fell to their lowest rate in over two years in May, according to new figures from the Central Bank.
Today’s Mortgage Rates July 18, 2025: 30-Year Rates Rise to 6.77%
Stay up to date on the current mortgage rates with Newsweek Vault. Our goal is to help you understand the why behind current mortgage rate fluctuations.
They bought a house expecting rates to fall. They’re still waiting
Homeownership is often seen as a cornerstone of the American Dream. But for some who bought in recent years, it’s become a costly source of stress.
Why Lower Mortgage Rates May Not Make Buying a Home More Affordable
Lower mortgage rates may motivate more people to buy houses, but it will take a bigger drop in borrowing costs to create more ...
What next for mortgage rates - and how long should you fix for?
The lowest fixed rate mortgage deals have dipped below 3.8 per cent - and there is an expectation that rates may fall slightly further.
Map Shows Where Homeowners Are Behind on Mortgage Payments
As property taxes and homeowner insurance premiums continue rising, homeowners are struggling to keep up with their mortgage ...
Mortgage Interest Rates Today: Mortgage Rates Drop Ahead of Independence Day Weekend
The average rate on 30-year fixed home loans decreased to 6.67% for the week ending July 3, down from 6.77% last week.
Best mortgage rates edge down AGAIN as more lenders make cuts: How much lower will they go?
The cheapest fixed rate mortgages have edged lower once again thanks to another wave of rate cuts by lenders this week.