The distribution of payments depends on which day of the month a retiree was born; retirees born after the 21st will receive this month's final payment.

Millions of Americans were left surprised, and in some cases financially squeezed, after receiving their July Social Security checks. While there's been no official cut to benefit

Regular payments will continue on their standard schedule throughout July 2025. However, recipients who received overpayment notices beginning April 25, 2025, may see their payments reduced starting approximately July 24, 2025. The SSA provides a 90-day notice period between issuing overpayment notifications and beginning benefit withholding.